Dec 22 2018

Eliminate Common Grammar Mistakes To Improve Your Writing… And Working On Proposals

Category: Blogging,MiscPhil @ 9:19 am

I have been doing a lot of writing during the past six months – maybe as a professional, as I was paid to write!  I worked on a number proposals for one of the big consulting firms. It was a very educational experience and I definitely learned a lot about the process. I’m obviously not a writer, but really enjoy the process. Writing provides two outlets for me, I get to be somewhat creative and it allows me to share my experiences. Working on proposals was not quite as much fun as blogging, but it did have a creative aspect to it… I think that I had as much fun developing graphics as I did writing! The two biggest challenges for me were time and perspective.

Time is an obvious problem. The government typically gives you very little time to turn around an RFP and everyone does whatever it takes to get the response completed. It was a very interesting process. It takes so many people to put one together, just image what it takes to put together a 40 to 100 page response document – we are talking serious work. Fortunately, no single person writes the response and the work was distributed by section to teams which provide the content. While this is a reasonable approach to get the work done, it can lead to the second problem, which is perspective. Sometimes you are asked to write a section and are given absolutely no context of how it will be integrated into the document. The better proposal managers will build an outline; this gives the writers a general idea of how their contributions will integrate into the overall document. This approach is a big help for the writers, but does not solve all of the problems.

Unfortunately, writing is very personal process and the appropriateness to the response is highly subjective. Proposals are fairly well structured. but each proposal manager has developed their own personal rules and approach to generating a good response.  As a content provider, you have to develop a thick skin and not be too offended by the reviewer’s comments; it was very typical for your work to get shredded. It was hard to put so much time and effort into a document, just to have someone say it was not exactly what they were looking for. My boss was very good about this; he knew it was much harder to create content, than it was to critique it. I quickly learned to develop my visuals and outline before getting too invested, this helped me communicate where I was heading and minimized my rework. Even with this approach, it did not prevent rewrites. The last proposal I worked on, I rewrote the technical approach section four different times, starting from scratch each time. I’m not sure any of them were actually wrong or bad, but they just did not fit into with how the ultimate proposal was to be assembled. Many times, I would write five or six pages, only to have a single page included in the final response, that was always kind of a drag! It was still fun, each proposal taught me something new, a better way to write or assemble my thoughts, new technologies and how to apply them to large scale government problems; what more could you ask for! (Actually, better time management would have been nice!)

One day my boss and I were talking, actually he was red-lining one of my documents and talking about the proper usage of which and that.  He was studying for his GMAT and there was a review of common grammar rules. Having been out of school for quite a few years and only taking the bare minimum writing and literature courses, I honestly do not remember even learning this rule!  I thought it was kind of interesting. Since I write to improve my writing ability, I thought it deserved a blog entry. Funny thing, this subject popped up in one of my RSS feeds today and included the exact rule that my boss and I talked about!

I did a quick Google on grammar mistakes…. the web is full of funny examples!  Let me be the first to say that I’m no expert and this blog is probably full of mistakes, hopefully not too many!  There are literally thousands of references on the web. The first link was the post that I found today that prompted me to write this. The second link was just kind of funny; I liked the graphics. The third link just made me laugh. The fourth one is serious business! I know that some of these points seem trivial, but how we write and speak says volumes about us as a person and some people actually pay attention to these small details!  I hope you will take a few minutes to refresh your memory on some of these rules They are really quick reads and might actually be helpful someday!

Another blog post sitting in my drafts for the last 7 years. I wrote it, I thought I should publish it!

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Dec 22 2018

So long Quicken and Microsoft for that Matter!

Category: FinancePhil @ 7:16 am

For about that last five years, I was keeping an old Windows XP laptop around just to do my checkbook. I have already documented my need to balance my checking account and maintain a budget. I don’t think think most people use a budget to manage their spending, I think most people just spend what they have and hope for the best!  Over the past year, I have worked for  four different companies and each one had a different pay schedule.  One company paid weekly, which was very nice and seemingly minimized the need for a budget; another company paid monthly, which made having a budget very important.

I have been a loyal Quicken user since the early 90s; so loyal that I upgraded just about every year! Somewhere along the way, I abandoned Quicken and moved to Microsoft Money. Money was much more polished and worked very well. Unfortunately, Microsoft observed the same trend, recognizing that people were no longer interested in personal finance software and decided to stop supporting their Money product. I continued to use Money until Microsoft disabled my online access, forcing me to move back to Quicken.

I moved into a new place last summer and for some reason my little XP laptop did not survive the move. Since that was my only Windows machine, I had a little bit of problem.. no way to run Quicken. I researched running some Windows emulators on my Ubuntu machine, but did not go down that path. Instead, I decided to look into Linux options;  more than that, I wanted something that would be cross-platform, supporting  multiple operating systems and hopefully have some mobile or tablet support. I did quite a bit of research and decided to give Moneydance a try. Moneydance met most of my criteria and had a really nice trial option; it allows you to import or download an unlimited number of  transactions. There is only one limitation using the trial version, you can only manually enter 100 transactions. Because I was able to configure Moneydance to download transactions form most of my financial institutions, I was able to use the trial version for several months before hitting the limit.

Fortunately, I have good backup process and still had access to my Quicken files.  After jumping through  some hoops, I was able to export all of my relevant accounts to QIF files which I could then import into Moneydance. I had quite a bit of data, having over twenty years of investment transaction history.  Importing the data was a pretty trivial process as I remember.

Is Moneydance perfect? Probably not. If you are a looking at this from a Linux perspective, you will be pretty happy. The software is by no means “pretty”, but it has all of the features that I need.   I’m sure that some people might not get past the basic, no frills user experience, but it is a very solid application and I have zero stability issues.  I never thought that Quicken was very cool looking, which is why I switched to Money. After switching, I think Quicken stepped up their User Interface game and made Quicken much more attractive and user friendly.  I would say that Moneydance is far from user friendly but is still usable; I’m probably able to put aside all of my normal aesthetic requirements,  as it much more important that I can run the software on my Ubuntu box.

I think Moneydance works for me because it really works well for people that work from a budget perspective. The main screen has several components that help you manage your spending, including a calendar to show your upcoming transactions and reminders,  a snapshot of your budget’s current income to expense totals, as well as the ability to track and highlight specific budget categories. The main screen provides you everything you need to monitor your monthly spending.

I does all of the mundane transaction management activities

  • Download online transactions
  • Manage investment accounts
  • Setup and maintain a budget
  • Large variety of reports.

This has been setting in my drafts for 7 years, I guess it is time to publish it. And for what it is worth, I’m still using Moneydance!

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